问卷填写说明 / Questionnaire Instructions 尊敬的客户， Dear Client,
欢迎您进行风险偏好与风险承受能力评估。 Welcome to the Risk Appetite and Risk Tolerance Assessment.
本问卷旨在帮助您更清晰地了解自身的投资性格和风险适应度，为您的个人理财规划提供重要参考。 This questionnaire is designed to help you gain a clearer understanding of your personal investment profile and risk suitability, providing important reference for your personal financial planning.
请您根据自身真实情况和第一感觉作答，答案无对错之分，请独立完成。 Please answer based on your true situation and initial feelings. There are no right or wrong answers. Please complete it independently.
所有信息将被严格保密，仅用于评估目的。 All information will be kept strictly confidential and used solely for assessment purposes.
感谢您的参与！ Thank you for your participation!
1. 您的年龄 How old are you？
A. 18岁以下 / Under 18 years B. 18-30岁 / 18-30 years old C. 31-50岁 / 31-50 years old D. 51-60岁 / 51-60 years old E. 高于60岁 / Over 60 years old
2. 您的年收入在以下哪个区间（人民币）？ What is your annual family income (CNY equivalent)?
A. 5万元以下 / Below 50,000 CNY B. 5-20万元 / 50,000-200,000 CNY C. 20-50万元 / 200,000-500,000 CNY D. 50-100万元 / 500,000-1,000,000 CNY E. 100万元以上 / Over 1,000,000 CNY
3. 您可用于金融投资（储蓄除外）的比例是？What percentage of your assets (excluding savings) is available for financial investment?
A. 小于10% / Less than 10% B. 10%至25% / 10%-25% C. 25%至50% / 25%-50% D. 大于50% / Over 50%
4. 以下关于您的投资经验哪个描述最准确？ Which of the following descriptions most accurately reflects your investment experience?
仅存款/国债，无风险投资经验 / Only deposits/national bonds, no risky investment experience 大部分投存款/国债，少投风险产品 / Mostly deposits/national bonds, few risky products 资产均衡分布于各类产品 / Assets evenly distributed across various products 大部分投高风险产品，少投存款/国债 / Mostly high-risk products, few deposits/national bonds
5. 您在风险投资品（股票/基金等）投资年限是多久？ How many years of experience do you have investing in risk products (e.g., stocks, funds)?
A. 没有经验 / No experience B. 少于2年 / Less than 2 years C. 2至5年 / 2-5 years D. 5至8年 / 5-8 years E. 8年以上 / Over 8 years
6.投资态度 What is your investment attitude?
A. 厌恶风险，不希望本金损失，求稳定回报 / Averse to risk, refuse principal loss, seek stable returns B. 保守投资，不希望本金损失，接受小幅收益波动 / Conservative investment, refuse principal loss, accept slight return fluctuations C. 寻求高收益和成长性，愿担有限本金损失 / Seek high returns and growth, willing to bear limited principal loss D. 希望高回报，能接受长期负面波动（含本金损失） / Desire high returns, accept long-term negative fluctuations (including principal loss)
7.理财资金占您个人净资产比例是？What is the proportion of your financial investment funds to your personal net assets?
A. 75%以上 / Over 75% B. 51%-75% / 51%-75% C. 25%-50% / 25%-50% D. 25%以下 / Below 25%
8. 您的投资年限为？ A. 1年以下 / Less than 1 year B. 1－3年 / 1-3 years C. 3—5年 / 3-5 years D. 5年以上 / Over 5 years
9. 您的投资目的与期望是？
What are your investment objectives and expectations?
A. 资产保值 / Asset preservation B. 资产稳健增长 / Steady asset growth C. 资产迅速增长 / Rapid asset growth
10.以下哪种情况会引发您的焦虑情绪
Which of the following situations might trigger feelings of anxiety for you?
A. 本金无损失，但收益未达预期 / No principal loss but returns below expectation B. 出现轻微本金损失 / Slight principal loss C. 本金10％以内的损失 / Principal loss within 10% D. 本金20-50％的损失 / Principal loss of 20%-50% E. 本金50％以上损失 / Principal loss over 50%